Banking by Mail, Checking Accounts, Drive-In Windows, Loans, Night Depository, Safe Deposit Boxes, Savings Accounts, Time Certificates, Travelers Cheques, ATM Service, U.S Savings Bonds, Now Accounts. Bank of Alapaha is a state chartered commercial bank committed to meeting the financial needs of Berrien County and Cook County through quality customer service, honesty and responsibility in banking with a vision for the future and the flexibilityty to adapt to new technology.. Banking by Mail,Checking & Savings Accounts,Commercial & Agricultural Loans,Mortgages,Debit Cards