When you join a credit union like Community Trust Credit Union you are much more than just a customer. We are owned by our members, and unlike a bank, our credit union is not-for-profit. All profits are returned to our members in the form of lower loan rates, higher savings rates, reduced fees, and additional services. Community Trust Credit Union has been serving the area for over 75 years. Our smart financial decisions have enabled us to succeed in today's economic climate without bailout money or government assistance. Whether you are in the market for a new vehicle, want to consolidate high interest credit card debt, or even in you have dreams of purchasing a home, we are here to provide the financing you need. CTCU Membership is open to anyone who lives or works in Lake or McHenry Counties in Illinois or Kenosha County in Wisconsin, or has a relative who is a CTCU member.