The Community Action Agency of Columbiana County's Housing Counseling and Downpayment Assistance Program serves low- and moderate-income households. The program offers education and financial assistance services. It provides housing counseling solutions in maters related to home maintenance, lender underwriting criteria, purchase agreements, budgets, credit analysis, and insurance and mortgage products. The Community Action Agency of Columbiana County s Housing Counseling and Downpayment Assistance Program serves East Liverpool, East Palestine and Salem cities in Ohio. It also offers down payment assistance services. Incorporated in 1965, the Community Action Agency of Columbiana County is a private, nonprofit organization that administers homeless prevention, individual development account and community action credit counseling programs.