Founded in 1929, Commercial Banking Company offers checking, savings, money market, certificates of deposit and individual retirement accounts. The company offers consumer, real estate and construction loans for the credit needs of its clients. It provides personal, business, mortgage and electronic banking services. Commercial Banking Company s electronic services include Internet and telephone banking. In addition, the company offers bank-by-mail and assisted statement balancing services, as well as debit, travel and gift cards. It is an equal housing lender that offers conventional mortgages, as well as construction services for the permanent financing and refinancing of existing mortgages. Headquartered in Valdosta, Ga., Commercial Banking Company maintains locations in Hahira and Moultrie, Ga.