We're a locally owned and operated agency in St. Joseph, Missouri who deliver comprehensive insurance and risk management solutions to individuals, families, and businesses. We've served Northwest Missouri and Northeast Kansas for more than 10 years and we're dedicated to giving each client the best value and best insurance experience possible. As a full-service agency, we provide risk and claims management, plus broad and flexible products. We also provide education, which helps clients make the best investments and maximize the value of their investments. Our belief is that insurance is ongoing, not "one and done," so we establish and nurture long-term relationships with our clients. Once client policies are active, they're monitored closely and changed accordingly so that they remain effective and affordable.