As an established financial institution, we offer customers short-term cash solutions along with great customer service in safe, convenient, neighborhood locations. With many locations open 24 hours to fit your schedule, Check Cashing USA™ is here for you when you need cash fast.
Our mission is to be the best in class among financial services and retailers in all areas in which we compete. We will achieve our mission by delivering superior, responsible financial services through the innovation, dedication, and integrity of our team members. We will provide our customers value by delivering our services in a responsible, compliant and cost effective manner.. Loan Options
Deferred Presentment Loans
Sometimes people need emergency cash to meet unexpected expenses quickly and conveniently. Some typical circumstances requiring fast cash include: emergency car repairs,sudden repairs to the home,that suddenly unbearable toothache,or a child’s trip to the Urgent Care Center may require an emergency cash advance. A typical deferred presentment loan is from $50-$500 and can be obtained by visiting one of our participating locations.
At the store,you simply write out a personal check for the amount you are qualified to borrow plus the finance charges,and you receive your cash instantly. The check is held up to 31 days to allow for your next payday; at that time you may pay off your loan in cash or we will deposit your check to pay it off.
Applying for and obtaining quick cash in this way is relatively simple. You will need a valid bank account,a steady source of income,and identification. The typical term for one of these loans is 14 days. Your eligibility is subject to a statewide database.
Check Cashing
All types of checks at competitive rates. Just bring your check and a photo ID (drivers license,Military ID,Passport,etc.) and we will cash your check fast! If you don’t have a photo ID,just bring your check and any type of ID you have and we may be able to help.
Types of checks we cash include:
* Payroll – Handwritten of Computer Printed
* Tax Refunds – Rapid Refund or US Treasury
* Government Checks
* Insurance
* Money Orders
* Cashier’s Checks
* Personal Checks
* Checks payable to a Company
* Out of State Checks
* Student Loan Checks
* Many other Checks!
We can turn your checks into cash fast. Our check cashing fees are clearly posted in the lobby of every Check Cashing USA™ location.
Prepaid Cards
Pick up your Insight Prepaid card today! Load your card at any Check Cashing USA™ and use it instantly anywhere Visa® is accepted. Our Insight Prepaid cards also include all sorts of extra benefits and bonuses,including a bonus for setting up direct deposit! Come in to any Check Cashing USA™ store and get one today.
Your Insight Card can be used everywhere Visa® debit cards are accepted. Use your card to withdraw cash and check your balance at millions of ATMs worldwide and to make purchases at retail locations,online,over the phone,or through mail order.
Money Transfers
Trust Western Union® to get your money where it needs to go.
When you need to send money fast,turn to Western Union®. With 275,000 Agent locations in over 200 countries and territories,you can send money to friends and family – quickly,reliably and conveniently.