Locally Owned & Operated. Benefit solutions is a Kerrville-based insurance agency that delivers complete insurance information to individuals, families and small businesses. We provide online quotes and we're also glad to visit with you in person or on the phone about your health insurance needs. Our service is available to all Texas residents. Benefit Solutions is not owned by any insurance company, therefore we provide unbiased information to help our clients make informed decisions about their insurance choices.. Individual life,individual health,group life,group health,employee benefits,senior products,cafeteria plans,annuities