Bank Of Internet USA

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4350 La Jolla Village Drive
Suite 140
San Diego, CA 92122

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(858) 350-6200
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Financial Services

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Legal & Financial

Reviews
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Best

Switched over to BOI rewards checking after years of owning a checking account that did nothing for me. No monthly maintenance fees and no monthly minimum balance requirements. Pr...

Worst

All reviews seem positive

Do everything online! 9/7/2012

Switched over to BOI rewards checking after years of owning a checking account that did nothing for me. No monthly maintenance fees and no monthly minimum balance requirements. Pretty cool more
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Great Refinance! 8/6/2012

I desperately needed to refinance my home...my adjustable rate mortgage was rising steadily, so someone referred Bank of Internet to me...I was apprehensive, but I called...and I was surprised (shocked really) at how much time they spent explaining all of my options with different benefits with each program. I decided on shorter 15-year term, at a lower FIXED rate that was just slightly lower than what I was paying. Now I have cut my term and total amount that I will pay over the life of the loan. I am so pleased with the loan and Bank of Internet. Call them, you will be very glad you did. more
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Bringing the Bank to Me 7/11/2012

Saving time by not having to adhere to Bank branch hours is so convenient. At Bank of Internet, I can bank from home, my office or on the go with its secure Mobile banking. There are also no monthly fees, unlimited ATM reimbursements, free bill pay and more. Also, every time I use my free Visa debit card I get purchase rewards. I am so happy with my decision to take advantage of Bank of Internets Rewards Checking Account. more
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Why did I wait so long? 7/3/2012

After being so displeased with my bank for years I finally decided to make the switch. I used to drive almost thirty minutes to my bank, now I just pick up my phone, or log in from my computer. So simple. The checking and savings are so easy to access and manage. I even decided to purchase a CD at a VERY competitive rate. I have never had any challenges, but I did have a question, and got amazing and quick service. No more fees, no more driving. I never thought I would save time and money by just switching banks! more
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Their Low Interest Rates on their Mortgage Loans sre amazing 6/18/2012

I have been putting off buying a house because of the Real Estate dilemma we have seen in this country. But over the past 6 months I have been realizing maybe now is the time for me to take advantage of the market and pricing along with interest rates. So I started looking around online and came across some articles on Bank of Internet and their Mortgage Rates. After finding the home that was right for me and my wife we decided to go ahead with the purchase. As a result we recently closed and with the help of Bank of Internet we got an amazing rate and I am writing this from inside my new home. I would strongly recommend Bank of Internet for any first time home buyers they exceeded my expectations. more
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Bank of Internet has provided me with great rates 5/14/2012

Bank of Internet won me over with their amazing rates on their Rewards Checking accounts. I was looking around and found them on google. Once I went to their site I realized I could do everything from home which really made my decision that much easier. I travel a lot and being able to do my banking from anywhere I am was a great advantage. Glad I found Bank of Internet and their rates are above average. more
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Have the best CD rates 1/30/2011

I searched bankrate.com to see what rate I can get for a 1 year CD. Bank of Internet dominates the competition. High rates have motivated me to open an account with them. more
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Additional information
  • Neighborhoods: Northern San Diego, Carmel Valley, Northern, University City
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