Do you accept insurance? We do not bill insurance. Payment is expected at the time of visit. We will provide you with a superbill that provides all the information necessary for you to submit to your insurance company. Will my insurance cover your services? This depends on your policy. While some plans (such as HMO's and PPO's) only cover seeing doctors who are part of their plan, many plans will reimburse for seeing out-of-network providers such as us, with reimbursement generally 50-70%. You can ask your insurer to what degree they cover visits with the physician of your choice. Do you accept Medicare? We have many patients who are covered by Medicare. However, as time goes on the disparity between the amount Medicare reimburses and the amount we must charge to cover our expenses grows greater and greater. Thus, to ensure the viability of our practice, we must limit the amount of Medicare patients we can accept. Most new Medicare patients are first eva luated by Cindy Quattro, and may then be referred to Dr. Baker if desired. On occasion, Dr. Baker will see new Medicare patients for their initial visit. Please call our office staff for details. Do you accept MediCal? Unfortunately, we cannot accept MediCal. However, Dr. Baker will see patients with MediCal at discounted rates. MediCal patients will have MediCal cover many of their lab tests and many of the prescription medicines they may need.