Auto Credit Of Raleigh

I bought my car from them Aug. 2010 i have made my payment on time for a whole year and they still are saying i am behind i have never had my car reposed so that tells you i haven't been behind. There is a 60.00 every month they say i owe i did have a deferred payment back in oct. 2010 of the amount of 60.00 and it is still haunting me they still as of to date tell me it is on the last payment. But when i call to ask a question this 60.00 dollars still comes up they are the most unprofessonal people i have ever dealth with for someone that pays on time each month i am bi weekly and my payment is 146.96 and i send in 300.00 a month except for the month that i send in 448.00 for the extra week in oct and dec. I talked to the manager her name is Patrica and she is just as rude as all of the other employees. DO NOT BORROW MONEY FROM THESE PEOPLE THERE ARE OTHER ON THE LOT FINIANCE PEOPLE AROUND. I WILL NEVER EVER BORROW FROM THEM AND I AM A GOOD CUSTOMER. I AM GOING TO TRY TO PAY AN EXTRA 100.00 TO PAY MY CAR OFF EARLY. I CAN'T STAND TO DEAL WITH PEOPLE THAT I PAY ON TIME AND STILL HAVE ALL THIS STRESS. To begin with i told the lady when i had to sign the contract that i was going to change my payroll to once a month and they still wrote it up as bi weekly and it makes a difference so only go monthly on your contract because they can't refinance and they told me to go buy another car and then they could put it monthly HELL NO i will not buy another car and they finance it i am done with this place. Very mean employees....Bottom line. more

THEY TRASH...STRAIGHT RUDE. WILL REPO YOU OVER A DOLLAR...REPO COMPANY RUDE...SHORT NOTE IF YOU GET YOU CAR REPOSSED THE REPO DONT WANT TO GIVE YOU THE ADDRESS..ITS BUNDY REPO\r \r 415 TRYON RD. RALEIGH,NC\r \r THE REPO GUY IS A LITTLE SKINNY WHITE GUY WHO IS SCARY LIKE SHYT...ONLY THING THEY KEEP ON THE GATE IS A BABY CHAIN...GO CLIP THAT SHYT AND CRASH YOUR CAR INTO THEIR TRAILER.\r \r THEY SAY MAKE AN APPT CAUSE THEY SCARY A$$E$ GOT GET PREPARED..\r \r AUTO CREDIT IS SOME SHYT..........TRISH IS A STR8 BIIIIIIIIIIIIIAAAAAAAAAAATTTTCCCCCCCHHHHHHHH!\r \r more

I needed a second vehicle and they where the only ones that would give me a loan to secure it. I was not completely happy with the paper work process, but after I got everything signed, they did a good job. I got behind due to losing my job, and they worked with me for a few days before they shut off my car. Yep, they make you put a device on your car that will disable it if you miss a payment. The payment structure was a bit odd too. you pay every other Monday not once a month, so you end up paying extra if there happens to be more than too be more the 4 Mondays. The loan is paid now, and I am clear. more

I tell you I owed $10.00 on my loan last month. I came out of the supermarket my car was gone! They are cjarging me $350 to get my car back....I'am not even behind on my payments!!!!!!!!!!!!!!!!!!!!!!PLZ DO NOT DEAL WITH THESE PEOPLE!!!!! more

They tell you up front there is NO GRACE period....But, So long as you make your first year's payments on time you earn a grace period! We never had any problems with any of the employees and unlike any other crediters they report to the credit bureaus every month and not only when your late like other creditors. but if you dont want to make your payments ON TIME like the other reviewers then DON'T BUY A CAR!!!!!!!!!!! Pros: Build trust...then they will trust you!! Cons: NA more

This company hires people to constantly hound you--even after you've made pay arrangements. They try to embarrass you by calling your personal references and telling them that you owe them money, you aren't returning their calls, or that you gave them a fake home address. \r \r The attorney general's office said to send them a registered letter (with return receipt) telling them not to call your job or your references, and not to discuss your account with anyone but you. \r \r Be sure to note the names of the agents who keep calling.\r \r If they continue, contact the attorney general's office. \r \r \r Pros: Nothing Cons: Rude people who constantly call your personal references more

This is the worst company to get a loan from. They harass me at my job asked to speak to my store manager, which this issue has nothing to do with my work , this is my personal business. They harass you if you are one day late or whether it's 10.00 or 100.00. The workers are rude and unprofessional. NEVER GET A LOAN FROM THEM more

First off the place where you get the car from should be ashamed of their selves for working with such a NASTY company!\r As bad as you may need a car look elsewhere!! They will do nothing but HARASS you , send someone out to your house and even when you don't want the car anymore they STILL wont pick it up until MONTHS later. I LOVED my car but gave it up for something BETTER!!! Pros: The car lot that you saw the car at !!! Cons: RUDE INDIVIDUALS !!! more

i will never use auto credit again they call u 50 times a day even if u r 1 day late the interest rate is to high its good to be able to get a car with bad credit but to have to pay the interest rate that they charge u is rediculous my truck wasnt but 7000 but by the time they finished it was over 11000 for a used vehicle because they harass me and my references too much i am turning my vehicle in its not worth the trouble. more

OMG, I will never finance anything else with this company. They are rude and unprofessional. They will hound you for a payment even if you are only one day late. They will call your references, along with calling you 20 times a day. They are the worst.. I understand that they help alot of people get cars, but do they have to be so worrisome. Pros: Help alot of people get financed Cons: lousy customer service, unprofessional more

NOT HELPFUL\r CHEAT YOU OUT YOUR MONEY\r YOU GET A 6,000 CAR AND YOU PAY 10,000\r HARRASS YOU FOR PAYMENT WHEN THEY ALREADY GOT IT.\r CALL YOUR REFFERANCES AND HARRASS THEM FOR MONEY AFTER THEY JUST CALLED YOU. \r LIES, LIES, LIES ALL THEY DO IS LIE!!!!\r YOU HAVE TO PAY JUST TO MAKE A PAYMENT \r HORRIBLE CUSTOMER SERIVCE!!!! Pros: i HAVE A CAR Cons: MY INTREST RATE, MY LOAN IN GENERAL, NO ONLINE PAY OR WEBSITE more

I would go buy a bike before i ever use this company again the staff is super terrible. The office is a dirty looking hole in the wall no professionalism at all. OMG the front desk lady SHE IS THE WORST person you want to go give your money to,(she shouldn't be so evil that is why she looks like her neck has been cut before she need to be more nice) I have a car now through them i feel like drivin it off a cliff or setting it on fire because i hate this place so much. Cons: They are the worst people to have to work with more

Guidelines forbid the expression of the feelings of this company. Do avoid this company if you feel like being treat human. Pros: You do end up with a car Cons: The trouble in getting that car may not be worth it more