America's Financial Choice

Welcome to America's Financial Choice. We are Illinois's best local option for fast short term loans. We are fully licensed and regulated in Illinois with 20 locations in Chicago land and downstate.

You have many loan choices based on length of employment at your current job, your income, and whether or not you have a bank account or direct deposit of your income.

Apply now and let us determine the loan that is right for you. Terms, conditions, and qualifications apply for each Loan Choice.

Our loan products include:

Starter Loans
Easy payment options. Build a relationship with AFC.

Payday Installment loans
Make payments on your paydays.

Employer Deduction Loans
Your employer send payments directly to AFC on your pay days.

Checkless Loans
A bank account is not needed.

Bank Deduction Loans
Your loan payment is electronically debited from your bank account on your pay day.

Preferred Customer Loans
Establish a good history with AFC and we will reduce your payment amount.

Auto Title Loans
Bring us the title and you keep the car.

To apply now or to get more information, please call the number above. Click on the website link above to apply online or come in to any of our Chicago land locations listed below.

If you have additional questions - please call the number above or click the link above to email us. We look forward to serving you.

Chicago Area Locations:

- Chicago Downtown - 570 W Roosevelt Rd
- Chicago North side - 3555 W Irving Park Rd
- Chicago Northwest side - 4016 N Cicero Ave
- Chicago Southside - 10302 S Halsted St.
- Chicago Westside - 6 N Austin Ave, Oak Park
- Dolton - 1107 E Sibley
- Calumet City - 667 River Oaks Drive

Downstate Locations:

- Belleville - 1040 Carlyle Ave
- Centralia - 315 E Broadway
- Champaign - 821 Bloomington Rd.
- Decatur - 1043 E Eldorado
- DuQuoin - 799 S Washington
- Effingham - 101 S Henrietta St
- Granite City - 3717-G Nameoki Rd.
- Litchfield - 7 Litchfield Plaza
- Mattoon - 221 Lake Land Blvd.
- Mt. Vernon - 3216 Broadway St.
- Olney - 1214 E Main St.
- Sparta - 3216 Broadway St.
- Springfield (Jerome) - 1665 Wabash. Alternative Loans|Car Loans|Collateral Loans|Debt Consolidation Loans|Installment Loans|Payday Loans|Personal Loans|Student Loans|Tax Loans|Title Loans