We have had a close family relationship with our agent for 19 years and trusted him explicitly. So when we read the letter from Patricia at Western Gold Insurance Agency, we were very skeptical about earthquake & deductible options. We found that she was correct, so we switched our homeowner and earthquake policies. We now have a 10% deductible and our pool, decking, and ornamental rock wall are all covered.The next thing we checked was our One Million Personal Umbrella. I kind of always wondered why the policy provided liability for others and not my family. I'm a physician and without my ability to operate my income would be in serious jeopardy. Again, we found our company did not provide this coverage in their policy. We were able to add both under and uninsured motorist coverage which now extends to me and my family for bodily injury, disability, and time out of work. I asked Western Gold to increase our coverage to 3 million. Another nice byproduct is that we were able to increase all umbrellas at a cost less than we were paying before the dramatic increase in protection. Thank you for your wonderful, informative letter. Your agents were really great in thoroughly explaining the coverages and helped us fill the holes and gaps. Thanks Western Gold Insurance Agency! I just saved over $1,000 with better coverage.
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