With Affinity, we know that owning a home is the start of lasting memories. Whether you are buying a home or looking to refinance your existing home, Affinity has solutions for your home financing needs. Affinity offers fixed-rate mortgages, adjustable rate mortgages (ARMs), FHA mortgages, and high-balance/jumbo mortgages (over $417,001). You can count on competitive rates, fewer fees and a savings of $1,900 on average in closing costs.
Savings sums up the difference in Affinity's closing costs compared to NJ average for lender-variable fees, reported in Bankrate.com's 2014 Mortgage Closing Cost Study, for a $200,000 30-year fixed rate single-family home purchase mortgage with 20% down payment and excellent credit. Savings does not include costs for required services the borrower can shop for, nor government regulated third party fees.