Is your homeowner's insurance being cancelled or non renewed. As an independent insurance agent Advance Insurance represents several homeowner's carriers. We have the ability to compare the rates of these carriers and make sure you are paying the least amount possible for the coverage you need. Don't pay too much for your homeowner's insurance. As an independent insurance agent Advance Insurance represents several homeowner's carriers. We have the ability to compare the rates of these carriers and make sure you are paying the least amount possible for the coverage you need. Has your auto insurance with State Farm, USAA, GEICO, or Allstate recently increased? As an independent insurance agent we have a system that allows us to input your specific information and obtain a quote from all of the carriers we represent and shows us the top four carriers based on the lowest premium. We then are able to go into that carriers system and fine tune your quote.