My fiance encouraged me to join Navy Federal because he is a member. I did so nearly six months ago, and I have not regretted it. Although I was not a service member, family can join.
Interest rates are fairly high on the checking and savings, and there are no fees. Online banking is simple and quick.
The employees of Navy Federal are friendly and helpful if one has a question. Thus far, I have not encountered any problems with my accounts. I currently have direct deposit with them, and it has gone off without a hitch.
My only complaint is that more ATMs are needed. There are none in Suffolk where I live, and branches are not too convenient.
PROS: Great service, no fees
CONS: Not enough ATMs
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